Auto
Drive Away With More Money In Your Pockets
Buying a car isn’t just about getting the best price, it’s about getting the best financing possible. We work with you to secure the right financing to help you drive away in your dream car with lower payments and more money for you each month.
New and Pre-owned Auto Loans
With lower interest rates than most dealer options, we can help you save money on your next new or pre-owned auto purchase. As a member, you may also qualify for Loyalty Rate Discount Options.
Get up to 0.45% in loan rate discounts with our Member Benefits: 0.10% discount for having an active checking account with PTFCU, 0.10% if you receive your payroll direct deposit in your PTFCU account, and up to .25%* for the years that you have been a PTFCU member.
*Exceptions may apply.
New & Used Auto (2022 - 2026)
Current Rates Effective: February 25
Term |
Starting Rate |
|---|---|
36 Months |
4.00% |
48 Months |
4.00% |
60 Months |
4.50% |
72 Months |
4.75% |
84 Months |
6.00% |
Used Auto (2021 & Older)
Current Rates Effective February 25, 2026
Term |
Starting Rate |
|---|---|
36 Months |
5.00% |
48 Months |
5.50% |
60 Months |
6.00% |
72 Months |
6.50% |
84 Months |
7.00% |