Basic Checking
With our Basic Checking, you will receive:
Free Debit Card
Free Unlimited ATM Transactions
Direct Deposit
Free Online Banking & Mobile Banking
Bill Pay
E-Statements
Account Alerts
Check Ordering
Overdraft Protection & Courtesy Pay on all eligible accounts
Requirements:
Our field of membership has expanded.
Call (806) 665-0057 to see if you qualify today!
Needed For Application
Social Security Number
Drivers License or Government issued ID
Proof of current home address, if different from ID
$25 to deposit into the account.*
*Must open savings account first. See Regular Savings page for more information.
Account opening disclosure:
Important Information About Opening a New Account
Pampa Federal Credit Union complies with section 326 of the USA PATRIOT Act. Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account such as name, address, date of birth and taxpayer identification. We may ask to see your driver's license or other identifying documents.
Overdraft Protection & Courtesy Pay Information
Offered on all eligible accounts, Overdraft Protection and Courtesy Pay is a great tool to help you manage your finances. To find out more about our program and whats covered please click the link below.
Overdraft Protection & Courtesy Pay Information Page
Courtesy Pay Extended Coverage Opt In/Out Form
Rates Effective as of: February 25, 2026
Account Type |
Dividend Rate |
Minimum Balance |
|---|---|---|
Share Draft (Checking) |
0.05% |
$100.00 |