Student Checking

With Our Student Checking, you will receive:

  • No monthly service fee
  • No minimum balance requirement
  • Dividends paid monthly on balances over $100.00

Plus These Benefits

  • Mobile & Online Banking
  • Direct Deposit
  • Bill Pay
  • e-Alerts & e-Statements
  • Check Ordering
  • Unlimited Check Writing


  • If Under 18, Must Have A Qualified Adult Joint Owner
  • $25 Minimum Deposit To Open
  • Birth Certificate or State/Government Issued ID
  • Social Security

*Must open savings account first. See Regular Savings page for more

Pay for Grades Rewards

Education is the foundation for your future. Pampa Teachers FCU supports the importance of working hard to get a good education. We want to reward our student members for their efforts. Get rewarded for your hard work with our Pay for Grades Contest!

Here's how it works:

  • Offer valid for Pampa Teachers FCU Members in grades 1-12 with a youth savings or checking account.
  • Account must be in good standing.
  • Winners receive $5 per A, $2 per B and $1 per C
  • Earn up to $25 per semester and $50 per year
  • Submit Fall Report Cards by January 31st and Spring Reports by June 30th
  • Bring your report cards to PTFCU or submit online*
  • Winners will be notified by prefered contact method on file, and winnings will be deposited into the winners’ accounts.
  • Maximum Great Grades credit of $350.00 over the duration of membership.

*Special Note to Members 12 years old and younger: Pampa Teachers FCU adheres to the Children’s Online Privacy Protection Act  or “COPPA” that prohibits collecting any personal information online from a child under age 13. For members 12 years old and younger, please have a parent or guardian complete and submit the online redemption form for you OR stop by Pampa Teachers FCU to fill out your Great Grades Reward form in person. Thank you!

Redeem Online

  • Must be 13 years or older to redeem online*
  • Complete the Online Redemption Form and attach a JPG or PDF of your report cards

Redeem in the lobby or Drive through

Redeem by Mail

  • Send your completed form along with a copy of your report cards to: Pampa Teachers Federal Credit Union, ATTN: Pay for Grades

2500 Perryton Pkwy Pampa Texas 79065

  • NOTE! Redeem your January-June report cards in JULY and your July-December report cards in JANUARY. Keep studying!

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Email complaints or concerns to: 

Phone: (806) 665-0057
Fax: (806) 665-0533



Pampa Teachers Federal Credit UnionĀ 



Americas Credit Unions