Student Checking

With Our Student Checking, you will receive:

  • No monthly service fee
  • No minimum balance requirement
  • 0.10% rate reduction on PTFCU student loan (for an undergraduateline-of-credit)
  • Three (3) PTFCU withdrawal fees waived at non-Members Choice ATMs per month.

Plus These Benefits

  • Visa Debit Emv Chip Card
  • Mobile & Online Banking
  • Mobile Wallet
  • Direct Deposit
  • Audio Response
  • Bill Pay
  • e-Alerts & e-Statements
  • Check Ordering
  • Unlimited Check Writing
  • Person-To-Person Payments
  • Shared Branching And ATMs Worldwide


  • Must Have A Valid Student ID
  • If Under 18, Must Have A Qualified Adult Joint Owner
  • $25 Minimum Deposit To Open
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Contact Info

2500 Perryton Pkwy
Pampa, Texas 79066-0920

Phone: (806) 665-0057
Fax: (806) 665-0533

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What Is An Equal Housing Lender?

As an Equal Housing Lender, Certified Federal Credit Union does business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act. Under this Act, financial institutions are prohibited from discriminating on the basis of race, color, religion, national origin, sex, handicap or familial status.

Under the Federal Fair Housing Act, it is illegal to:

  • Deny a loan for the purpose of purchasing, constructing, improving, repairing or maintaining a dwelling, or deny any loan secured by a dwelling; or
  • Discriminate in fixing the amount, interest rate, duration, application procedures or other terms or conditions of such a loan, or in appraising property

on the basis of race, color, religion, national origin, sex, handicap or familial status.

Your funds are safe at your federally insured credit union.

All credit unions provide insurance to their members from the National Credit Union Administration (NCUA ), an independent agency of the federal government. This means that your money deposited in a federally insured credit union is insured up to $250,000, similar to the insurance provided by the FDIC (Federal Deposit Insurance Corporation) to banks.

The shares in your credit union are insured by the National Credit Union Share Insurance Fund (NCUSIF), which is backed by the full faith and credit of the United States Government. Established by Congress in 1970 to insure member share accounts at federally insured credit unions, the NCUSIF is managed by NCUA.