Regular Savings

PTFCU’s Regular Share Account is the basic savings account that all members* are required to have. Opening and maintaining this account represents membership* in Pampa Teachers Federal Credit Union, giving members* ownership (1 share) and voting privileges.

Key Features

  • Fixed dividend paid on entire balance in the account
  • The account may be used as collateral for a Share Loan
  • May be used for special purposes such as creating a personal escrow fund, saving for a down payment on a home or automobile, or building a rainy day fund for emergency purposes
  • Members may have their pay directly deposited into their account if employer provides Direct Deposit
  • NCUA insures the cumulative deposits of share-type accounts up to $250,000 (IRAs insured separately)
    Only $5 required to open and maintain the account
Clipart Of Hand Placing A Folded $100 Dollar Bill Into A Pink Piggy Bank Surrounded Lying On Many Hundred Dollar Bills

Contact Info

2500 Perryton Pkwy
Pampa, Texas 79066-0920

Phone: (806) 665-0057
Fax: (806) 665-0533

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What Is An Equal Housing Lender?

As an Equal Housing Lender, Certified Federal Credit Union does business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act. Under this Act, financial institutions are prohibited from discriminating on the basis of race, color, religion, national origin, sex, handicap or familial status.

Under the Federal Fair Housing Act, it is illegal to:

  • Deny a loan for the purpose of purchasing, constructing, improving, repairing or maintaining a dwelling, or deny any loan secured by a dwelling; or
  • Discriminate in fixing the amount, interest rate, duration, application procedures or other terms or conditions of such a loan, or in appraising property

on the basis of race, color, religion, national origin, sex, handicap or familial status.

Your funds are safe at your federally insured credit union.

All credit unions provide insurance to their members from the National Credit Union Administration (NCUA ), an independent agency of the federal government. This means that your money deposited in a federally insured credit union is insured up to $250,000, similar to the insurance provided by the FDIC (Federal Deposit Insurance Corporation) to banks.

The shares in your credit union are insured by the National Credit Union Share Insurance Fund (NCUSIF), which is backed by the full faith and credit of the United States Government. Established by Congress in 1970 to insure member share accounts at federally insured credit unions, the NCUSIF is managed by NCUA.