Why Refinance Your Auto?
Refinance with our New Lower rate auto loan and $ave money. If you financed your current auto loan through a dealership, you may not have gotten the best rate. Car dealerships are experts in selling cars and are more focused on the price of the vehicle you’re interested in, and not what’s in your budget. PTFCU’s Lending Team are experts when it comes to refinancing, and are focused on helping you lock in the lowest rate auto loan that saves you the most money. We have lower loan rates and we want to refinance your new or used auto. Our lower rate equals more savings to you over the life of your loan. Take a look at this infographic where we break it down for you.
Vehicle Protection Products that save you money. We offer a full range of protection products that extend the life of your vehicle, offer the same coverage as you would find at the dealer, and we save you money on our protection products! Check out our Extended Warranties, GAP plus, Debt Cancellation, and Tire, Wheel, Windshield, and Dent.
Save time with our easy online auto loan application. Apply for your auto loan online in under 5 minutes, safely and securely. Click here for LoanLiner Application.
Reduced monthly payments. When refinancing your auto loan with a different term length and a lower loan rate, it could potentially lower your monthly auto loan payment and reduce your monthly expenses
Make your payments wherever you may be. Set-up loan payments via transfer within your PTFCU APP or using our online Bill Pay, you can easily schedule a single payment or recurring payments for your PTFCU loan.
Why Refinance Your Home?
Your home may be your largest monthly expense and it’s a great place to look for savings! If you have an existing mortgage with another lender, consider refinancing with Pampa Teachers Federal Credit Union! Our flexible terms, competitive interest rates and reasonable closing cost offer more options that may help you save money. Apply Here
Benefits our members enjoy when they refinance their mortgage loan include:
- Paying off your existing mortgage quicker–Refinancing can mean switching to a shorter loan term, which could help you pay your home off sooner.
- More savings– By refinancing your high-rate mortgage with a lower rate, you could save thousands of dollars over the life of your loan.
- Lower monthly payments– With a lower monthly mortgage payment, you could have more cash in your pocket for other expenses.
- Are you ready to refinance your mortgage? Our lending staff is here to help by offering a variety of options and expertise to assist you with an option that is best for you.